Phê Vé
May 12, 2026 • 4 min read
Discover 15 warm retirement locations that are more budget-friendly than Florida. Learn about these cities and the benefits of living there.
Introduction
Winter in Florida is famous for its sunny beaches, attracting many retirees. However, rising real estate prices have led many to seek alternative options that still offer a warm climate and reasonable living costs. Here are 15 ideal retirement destinations to consider.
1. Brunswick, Georgia
Brunswick is located along the southeastern coast of Georgia, nestled between Savannah and Jacksonville. With an average home price of around 3.5 billion VND ($155,000), it has become one of the most desirable coastal towns in Georgia. This location boasts numerous shops and restaurants, as well as proximity to beautiful beaches and year-round activities like golf and fishing. The mild winter weather means you won’t have to worry about heavy coats.
2. Ocean Springs, Mississippi
Situated between Biloxi and Pascagoula on the Gulf Coast, Ocean Springs offers a significantly lower cost of living compared to Florida’s coastal resorts. With a subtropical climate, you can enjoy warm summers and mild winters. Additionally, the crime rate is very low, at about 128 incidents per 100,000 people, providing peace of mind for residents.
3. Tucson, Arizona
Tucson enjoys warm weather almost year-round, with around 350 sunny days each year. Although summers can be hot, the dry climate makes it more bearable. The cost of living here is also lower than in other popular retirement cities in Florida, while the healthcare system and culinary experiences—especially Mexican cuisine—are definitely worth exploring.
4. Georgetown, Texas
Located just 30 miles from Austin, Georgetown offers a warm climate year-round and a low cost of living. With an average home price of around 8.2 billion VND ($349,000), you can save significantly compared to living in Florida. Texas has no state income tax, allowing your retirement savings to stretch further.
5. Alamogordo, New Mexico
Alamogordo is a small town with a population of about 35,000, where you can find average home prices around 5.1 billion VND ($219,000). The cost of living here is 25% lower than the national average. With the presence of Holloman Air Force Base and the nearby White Sands missile training area, the local economy remains stable.
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6. Lake Havasu City, Arizona
Lake Havasu City is famous for the London Bridge, imported in 1968. Summers can be extremely hot, reaching up to 43°C, but you'll find plenty of recreational activities around the lake, such as boating and fishing. The cost of living here is lower than in Phoenix, and the retirement infrastructure is well-developed.
7. Fairhope, Alabama
Fairhope is a small town on the shores of Mobile Bay, home to about 25,000 residents. It boasts a rich arts and culinary culture, ensuring that life here is never dull. Enjoy outdoor living thanks to the mild climate, all while benefiting from affordable housing.
8. Beaufort, South Carolina
Beaufort, located on the shores of Port Royal Sound, features well-preserved classic architecture. With a variety of water-related activities like kayaking and fishing, it’s a fantastic choice for those who love an active outdoor lifestyle.
9. El Centro, California
This agricultural area in the Imperial Valley offers much lower home prices compared to other parts of California. Winters are warm and dry, perfect for outdoor living, though summers can get quite hot, which is something residents should keep in mind.
10. Green Valley, Arizona
Green Valley is a community designed specifically for retirees. With a warm climate and numerous amenities for seniors, it truly is a budget-friendly option. You’ll find a variety of engaging sports and cultural activities.
Useful Information for Vietnamese Travelers
If you're considering retiring in these areas, be sure to look into visa regulations for foreigners if you are not a U.S. citizen. The cost of living in these locations is often about half of that in Florida, allowing your retirement funds to last longer. Additionally, it's important to thoroughly research healthcare services and other amenities before making a decision.
Finally, consider reaching out to Vietnamese communities in your chosen area to help you integrate and find support in daily life.
Article referenced and edited from: Touropia
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