Phê Vé
April 3, 2026 • 3 min read
This April, if you own a credit card, be sure to pay attention to the monthly benefits and offers that come with it. Many rewards cards provide perks that can help reduce your annual fees. Whether you have a few cards or dozens, keeping track of these benefits can feel overwhelming. But don’t worry,
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Benefits of Credit Cards: What You Need to Know This April
This April, if you own a credit card, be sure to pay attention to the monthly benefits and offers that come with it. Many rewards cards provide perks that can help reduce your annual fees. Whether you have a few cards or dozens, keeping track of these benefits can feel overwhelming. But don’t worry, I’m here to help you compile a list so you won’t miss out on anything this month.
American Express
American Express (Amex) offers a wealth of monthly benefits. It's important to note that many credits are applied monthly rather than once a year. These values are often described as "maximum," meaning you will only receive the maximum amount if you spend enough. If you don’t spend enough, you’ll only get back what you’ve spent.
Additionally, your Uber Cash will expire if not used by the end of the month. Generally, these benefits cannot be carried over to the next month—you have to "use it or lose it."
American Express Platinum Card
You can receive up to $25 in entertainment credits each month (up to $300 per year). This credit can be used for services like Disney+, Hulu, YouTube Premium, and many others. Don’t forget to sign up in advance to receive this credit.
You can also earn $15 in Uber Cash each month (up to $200 per year). This amount can be used for Uber rides or orders on Uber Eats within the U.S. Be sure to add your card to your Uber account and use any Amex card for payment.
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Furthermore, you could receive up to $12.95 in credits for a Walmart+ membership each month and $9.99 for Uber One. For spending at Saks Fifth Avenue, you can earn credits of up to $100 per year.
American Express Business Platinum Card
Qualified purchases at Hilton can earn you up to $50 in credits each quarter (up to $200 per year). Note that you need to enroll in the Hilton for Business program to take advantage of this.
Additionally, you can earn up to $10 in mobile service credits each month (up to $120 per year). This card doesn’t earn points for Saks or Uber, but you could receive up to $1,150 per year in credits for purchases at Dell.
American Express Gold Card
These benefits can help offset your annual fees by up to $325. Each year, you can receive up to $100 in credits for Resy bookings at restaurants in the U.S.
This card also offers $10 in Uber Cash each month (up to $120 per year) and credits of up to $10 for orders at Five Guys or Grubhub. Notably, you can earn up to $7 in credits for Dunkin’ each month.
American Express Business Gold Card
With this card, you can earn up to $20 in credits each month for qualifying purchases at FedEx and Grubhub. These credits can help offset the annual fee of $375 for the card.
Delta Co-branded Card
If you hold a Delta SkyMiles® card, you can receive up to $20 in monthly credits for restaurants on the Resy platform and up to $10 for other meals. Remember that registration is required to receive these credits.
With this information, you'll be able to make the most of your credit card benefits this April. Be sure to check your cards and don’t miss out on any offers!
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