Introducing the Amex Business Platinum Card

Introducing the Amex Business Platinum Card

I've been using the American Express Business Platinum card for four years now, and it has truly become an essential part of my travel rewards strategy. With numerous benefits like airport lounge access, this card has proven its worth for frequent business travelers.

Basic Information About the Card

The Amex Business Platinum is a premium credit card designed specifically for entrepreneurs. It allows you to earn Membership Rewards points quite flexibly, which I often redeem for business class flight tickets through Amex's travel partners. While the annual fee is steep at $895, the benefits it offers are genuinely valuable for those who travel regularly.

Pros and Cons

• Pros: Earn valuable points, hotel status, travel perks, lounge access.
• Cons: High annual fee, limited categories for point accumulation.

Despite its many advantages, this card may not be suitable for every small business, particularly those that don't frequently have employees traveling for work or that don't spend in the categories offered by Amex.

Benefits of Amex Business Platinum

The Amex Business Platinum card comes with a range of financial perks that can save you over $3,500 each year, offsetting the high annual fee. Here are some of the annual credits you can receive:

• Hotels: Up to $600 in credits for bookings at American Express Fine Hotels + Resorts or The Hotel Collection.
• Dell: Up to $150 in credits for purchases at Dell.
• Indeed: $360 annual credit for job search services.
• Adobe: $250 credit for purchases at Adobe.
• Hilton Hotels: Up to $200 credit for transactions at Hilton.
• Mobile Phone Services: Up to $120 credit for purchases from your mobile service provider.
• Clear+: Up to $209 credit for Clear+ membership.
• Airline Credit: Up to $200 annual credit for airline fees.
• Global Entry or TSA PreCheck: $120 credit for these services.
• Flight Credit: Up to $1,200 when booking through Amex Travel.

Lounge Access

But the perks don’t stop at credits; the Amex Business Platinum also shines with airport lounge access. This card grants you entry to Amex's Centurion lounges and over 1,700 lounges worldwide. However, you can access the Delta Sky Club up to 10 times a year unless you spend $75,000 in a calendar year.

Hotel and Car Rental Benefits

The card also helps you achieve elite statuses with Hilton Honors and Marriott Bonvoy, giving you even more perks during your stays. Additionally, you can enroll in the Leaders Club from The Leading Hotels of the World, where you can enjoy benefits like room upgrades and point accumulation.

Who Should Use This Card?

In general, if you are a frequent business traveler, the Amex Business Platinum is an excellent choice. However, if you don’t often utilize the services offered by the card, you might want to consider other options with lower fees.

Conclusion

The Amex Business Platinum card isn't for everyone, but if you have high usage needs and want to take full advantage of the tremendous benefits it offers, it is undoubtedly a worthy investment for your travels.